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Payment AssistPay Later with Payment Assist

What Is Payment Assist and how can it help me?

Payment Assist is a simple payment option that enables you to purchase your parts online and spread the cost over a 4-month period. 

Is this a loan or some form of credit where I have to pay interest?

No. There is absolutely NO interest to pay. NONE. You will simply pay your quoted price in 4 monthly instalments, instead of having to pay the total right away.

Is there a credit check carried out on me?

There are no long forms to fill in and only a soft credit check. Soft credit checks are recorded on your report but do not impact your credit rating. More details here.

Are there any fees?

There is no interest. There are no fees.

How can I take advantage of Payment Assist?

Simply select this option at checkout and complete the short online application process which gives an immediate decision for orders under £1000. To be eligible all you need is is a debit card (Sorry credit cards are not accepted for Payment Assist).

How long does it take to receive my order?

Once you have successfully applied for Payment Assist, Pay Later Parts Ltd does not receive the full balance for at least 5 working days. We will only arrange for the dispatch of your order once we have received the cleared funds from Payment Assist. This is a risk-based approach to protect all parties concerned and is non-negotiable. The customer accepts that any order placed utilising Payment Assist will be subject to a minimum 5 working day delay prior to their goods being ordered.

Why buy your parts on a payment plan with Pay Later Parts?

Pay Later Parts are experienced in sourcing parts and creating bespoke packages for your vehicle.

Most car, van and 4×4 makes and models are catered for and we also have a fitting centre. Our highly skilled team has over 35 years' experience and we pride ourselves on providing a fast and efficient service.

Contact us online to find out more about Pay Later Parts payment plans today.

Pay by card with Stripe

Stripe software allows us to receive payments over the Internet. Stripe provides the technical, fraud prevention, and banking infrastructure required to operate on-line payment systems and we use it to receive payments by debit and credit cards .

Payl8rPay Later with Payl8r

What is Payl8r?

Payl8r is a simple payment option that enables you to purchase your parts online and spread the cost over a time period to suit you. 

Why use Payl8r?

  • Apply without affecting your credit
  • High acceptance rates
  • Low interest rates
  • Flexible friendly finance

Repayments

  • You can repay in full within 30 days at 0% interest or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
  • Interest rates from 0% – 24% per year.
  • Select the Payl8r option at checkout and they will approve you within minutes.

Will I Qualify?

To qualify you must:

  • Have had no CCJs within the last 3 years
  • Have no accounts in default
  • Be a UK resident
  • Have online banking as an affodability check will be conducted with your online banking during your application
  • Have a regular source of income

Finance is subject to your circumstances and ability to repay the loan.

A £2 administration fee is charged by Payl8r during the process which is refunded if your application is successful. This is a Payl8r function beyond our control, please email suppport@payl8r.com if you have any queries regarding this fee.

Why buy your parts on finance with Pay Later Parts?

Pay Later Parts are experienced in sourcing parts and creating bespoke packages for your vehicle.

Most car, van and 4×4 makes and models are catered for and we also have a fitting centre. Our highly skilled team has over 35 years' experience and we pride ourselves on providing a fast and efficient service.

Contact us online to find out more about Pay Later Parts finance today.

Payl8r Application Process

The application process is as follows:

If a customer applies for credit below £700 they will receive either an auto-accept, auto-decline or an on screen message that they are in the manual underwriting phase. The on screen message will advise that they will receive a decision within an hour (during normal business hours). As part of manual underwriting, one of the Payl8r team will review the application and may choose to accept based purely on the credit file or ask for  3 months bank statements. If they require bank statements they will email the customer a link for them to complete the process.

If a customer applies for credit above £700 they will automatically go to the manual underwriting phase for review.